SKODA KODIAQ DIESEL ESTATE
SKODA KODIAQ DIESEL ESTATE
FY21-EXR
Skoda Grimsby
Car
2.0 TDI Laurin + Klement 4X4 5dr DSG [7 Seat]
Navigation System, Virtual Cockpit, Keyless Entry, Reverse Camera, Android or Apple Car Play, Panoramic Sunroof, Parking Sensors (Rear), Cruise Control, Bluetooth, Front Parking Sensors, Heated Front Seats, Alloy Wheels, Auto Headlights, Part Leather View More
Diesel
32169
31 Mar 2021
£502.13
£825.79
Arrange a Callback Call us now on 01472 494634 and quote ref FY21 EXR
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- We’re here for the lifetime of your motoring needs
Car Overview
Mileage 32169
Registration Date 31 Mar 2021
Registration Number FY21 EXR
Fuel Type Diesel
Body Type Estate
No of Doors 5
Colour Quartz Grey
Engine CC 2.0
Transmission Automatic
Car Overview
Mileage 32169
Registration Date 31 Mar 2021
Registration Number FY21 EXR
Fuel Type Diesel
Body Type Estate
No of Doors 5
Colour Quartz Grey
Engine CC 2.0
Transmission Automatic
Driver Convenience
- Bluetooth system
- Columbus satellite navigation with 9.2" touch screen and integrated Wi-Fi + WLAN and web radio
- Digital voice enhancement
- ECO Stop/start function
- Exterior temperature indicator
- Map care
- Progressive steering
- Smartlink wireless for apple carplay and wired for android auto
- Speed limiter
- Tailgate unlocking from outside
- USB C Port x 2 in front centre console
Entertainment
- Canton sound system
- DAB Digital radio
Exterior Features
- Aero front windscreen wipers with intermittent function
- Aero rear window wiper
- Auto dimming rear view mirror
- Automatic activation of hazard warning lights
- Black door steps with Kodiaq label
- Black electric window control buttons
- Black wheel arch surrounds
- Body colour bumpers
- Body colour door mirrors and handles
- Body colour door panels
- Chrome grille in frame and ribs
- Electric front and rear windows
- Electrically adjustable/heated/foldable and auto dimming door mirrors with memory function
- Full LED Headlights with adaptive front light system and LED daytime running lights
- Headlight washers
- Heated rear window
- Heated windscreen with heated windscreen washer nozzles
- High beam assist
- Invisible tailpipe
- LED front fog lights with static cornering light function
- LED rear fog light
- LED rear lights with high functionality
- LED third brake light in rear spoiler
- Light assistant (coming home/tunnel light)
- Panoramic sunroof
- Rain and light sensors
- Rear bumper with visible design exhaust pipes and diffuser
- Rear spoiler
- Safety reflectors on front and rear doors
- Silver roof rails
- Sunset privacy glass
- Without engine designation
Interior Features
- 12V socket in boot
- 2 rails with 2 hooks including 4 hooks for net programme
- 2 spoke leather heated multifunction steering wheel with DSG paddles
- 4 foldable roof handles with rear coat hooks
- 4 lashing points on luggage floor
- 60:40 foldable rear seat with sliding adjustment and backrest angle adjustment
- Aluminium pedals
- Ambient lighting
- Bottle holders in door panel in the 1.5 litre front and 1 litre rear
- Cargo storage compartments
- Centre console with open storage box, cup holder and 12V socket
- Chrome headlight control button
- Chrome interior door handles
- Coat hooks on B pillar
- Covered storage compartment on driver side
- Decor in piano black with Laurin & Klement logo on front seats
- Electrically adjustable front seats with lumbar support and memory function
- Front and rear door armrest with black adductor trim
- Front and rear height adjustable headrests
- Front centre armrest with storage compartment, cup holder and 12V socket
- Front courtesy lights
- Gear shift lever with chrome frame and black gloss insert
- Illuminated and cooled glovebox
- Illuminated luggage compartment
- Isofix child seat fittings in outer rear seats with top tether
- Leather upholstery with L&K logo
- Manually adjustable steering column
- Net programme in boot (1x horizontal Net, 2x vertical Nets)
- Overhead glasses storage compartment
- Paddles on steering wheel for DSG gearbox
- Pollen filter
- Rear centre armrest with cupholders
- Roll up luggage compartment cover with intermediate position
- Small Bags on the inner sides of the front backrests
- Stitching to armrest in doors
- Storage compartment in lower middle instrument panel with closing
- Three rear height adjustable headrests
- Ticket holder on A Pillar
- Umbrella in door panel
- Variable boot floor
- Welcome animation with Laurin & Klement logo
Packs
- LED Interior Light pack - Kodiaq Scout/Sport Line/VRS/Laurin + Klement
Passive Safety
- Auto door release and activation of warning lights in the event of an accident
- Driver and passenger airbags
- Electronic parking brake with hill hold control
- Emergency rear braking signal
- ESC (incl. ABS+MSR+ASR+EDS+HBA+DSR+RBS+MKB)
- Front and rear three point safety belt on all seats
- Front assist includes AEB city/urban
- Front passenger airbag deactivation switch
- Front side airbags
- Fuel cut off safety device
- Head and knee airbags
- Rear disc brakes
- Safety vest holder in door
- Seat belt reminder for all seats
- Two tone horn
- Tyre pressure monitor
- Warning lights in front doors
Security
- Alarm with interior monitoring and tilt sensor with safe function
- Immobiliser
- Keyless entry and start system (KESSY)
- Remote central locking
Trim
- Piano black dash inserts
- Plaquette L&K front fenders
Wheels
- 19" Sirius anthracite alloy wheels with anti-theft wheel bolts
- Temporary spare wheel
Emissions - ICE
- CO2 (g/km) - 135
- HC - Not Available
- NOx - 0.037
- Particles - 0.0001
- Standard Euro Emissions - EURO 6
- WLTP - CO2 (g/km) - Comb - 164
- WLTP - CO2 (g/km) - Comb - TEH - 178
- WLTP - CO2 (g/km) - Comb - TEL - 164
- WLTP - CO2 (g/km) - Extra High - 171
- WLTP - CO2 (g/km) - Extra High - TEH - 185
- WLTP - CO2 (g/km) - Extra High - TEL - 170
- WLTP - CO2 (g/km) - High - 142
- WLTP - CO2 (g/km) - High - TEH - 153
- WLTP - CO2 (g/km) - High - TEL - 142
- WLTP - CO2 (g/km) - Low - 207
- WLTP - CO2 (g/km) - Low - TEH - 224
- WLTP - CO2 (g/km) - Low - TEL - 207
- WLTP - CO2 (g/km) - Medium - 160
- WLTP - CO2 (g/km) - Medium - TEH - 173
- WLTP - CO2 (g/km) - Medium - TEL - 160
Engine and Drive Train
- Camshaft - DOHC
- Catalytic Convertor - Yes
- CC - 1968
- Compression Ratio - 16.0:1
- Cylinder Layout - IN-LINE
- Cylinders - 4
- Cylinders - Bore (mm) - 81
- Cylinders - Stroke (mm) - 95.5
- Engine Layout - FRONT TRANSVERSE
- Fuel Delivery - COMMON RAIL
- Gears - 7 SPEED
- Number of Valves - 16
- Transmission - AUTO
Fuel Consumption - ICE
- EC Combined (mpg) - 55.4
- EC Directive 1999/100/EC Applies - No
- EC Extra Urban (mpg) - 61.4
- EC Urban (mpg) - 47.1
- WLTP - FC (l/100km) - Comb - TEH - 6.8
- WLTP - FC (l/100km) - Comb - TEL - 6.3
- WLTP - FC (l/100km) - Extra High - TEH - 7.1
- WLTP - FC (l/100km) - Extra High - TEL - 6.5
- WLTP - FC (l/100km) - High - TEH - 5.8
- WLTP - FC (l/100km) - High - TEL - 5.4
- WLTP - FC (l/100km) - Low - TEH - 8.6
- WLTP - FC (l/100km) - Low - TEL - 7.9
- WLTP - FC (l/100km) - Medium - TEH - 6.6
- WLTP - FC (l/100km) - Medium - TEL - 6.1
- WLTP - MPG - Comb - TEH - 41.5
- WLTP - MPG - Comb - TEL - 44.8
- WLTP - MPG - Extra High - TEH - 39.8
- WLTP - MPG - Extra High - TEL - 43.5
- WLTP - MPG - High - TEH - 48.7
- WLTP - MPG - High - TEL - 52.3
- WLTP - MPG - Low - TEH - 32.8
- WLTP - MPG - Low - TEL - 35.8
- WLTP - MPG - Medium - TEH - 42.8
- WLTP - MPG - Medium - TEL - 46.3
General
- AdBlue - Yes
- Alternative Fuel Qualifying - No
- Badge Engine CC - 2.0
- Badge Power - 150
- Based On ID - Not Available
- Coin Description - TDI 4X4
- Coin Series - Laurin + Klement
- Generation Mark - 1
- Insurance Group 1 - 50 Effective January 07 - 21E
- Manufacturers Corrosion Perforation Guarantee - Years - 12
- Manufacturers Paintwork Guarantee - Years - 2
- NCAP Adult Occupant Protection % - 92
- NCAP Child Occupant Protection % - 77
- NCAP Overall Rating - Effective February 09 - 5
- NCAP Pedestrian Protection % - 71
- NCAP Safety Assist % - 54
- Did at least one aspect of this vehicle's safety give cause for concern? - No
- Special Edition - No
- Special Order - No
- Standard manufacturers warranty - Mileage - 60000
- Standard manufacturers warranty - Years - 3
- Timing Belt Interval Mileage - 140000
- Vehicle Homologation Class - M1
Performance
- 0 to 62 mph (secs) - 9.6
- Engine Power - BHP - 150
- Engine Power - KW - 110
- Engine Power - RPM - 3000
- Engine Torque - LBS.FT - 266
- Engine Torque - MKG - 36.7
- Engine Torque - NM - 360
- Engine Torque - RPM - 1700
- Top Speed - 121
Test Cycles
- Emissions Test Cycle - WLTP
- RDE Certification Level - RDE 2
Tyres
- Alloys? - Yes
- Space Saver? - Yes
- Tyre Size Front - 235/50 R19
- Tyre Size Rear - 235/50 R19
- Tyre Size Spare - SPACE SAVER
- Wheel Style - SIRIUS ANTHRACITE
- Wheel Type - 19" ALLOY
Vehicle Dimensions
- Height - 1665
- Height (including roof rails) - 1685
- Length - 4699
- Wheelbase - 2790
- Width - 1882
- Width (including mirrors) - 2087
Weight and Capacities
- Fuel Tank Capacity (Litres) - 61
- Gross Vehicle Weight - 2510
- Luggage Capacity (Seats Down) - 2005
- Luggage Capacity (Seats Up) - 270
- Max. Loading Weight - 718
- Max. Roof Load - 75
- Max. Towing Weight - Braked - 2000
- Max. Towing Weight - Unbraked - 750
- Minimum Kerbweight - 1792
- No. of Seats - 7
- Turning Circle - Kerb to Kerb - 11.6
Vehicle Description
This is a Skoda Kodiaq TDI Laurin & Klement, registered in 2021. As a car with a 2.0 litre diesel engine and four-wheel drive, it combines practicality with capability. The vehicle has had only one previous owner and boasts low mileage of just 32,169 miles, supported by a full service history. The last service was completed on 6th March 2025 at 32,160 miles. With seven seats, this Kodiaq Laurin & Klement trim offers space for the whole family. It is also ready for any task, with a towing capacity of 2000 kg. This Kodiaq is Euro 6 compliant and comes with 12 months warranty, plus a 12 months MOT provided on purchase, offering peace of mind. You'll also benefit from an impressive fuel economy of 45 mpg, meaning fewer trips to the pump compared to similar vehicles. Furthermore, with an insurance group of 21E, you may find it more affordable to insure than other comparable cars. If you purchase this Skoda Kodiaq on PCP, you can benefit from: 2 years free servicing 2 years free warranty 2 years free roadside assistance 2 free MOTs at the supplying dealer 11.4% APR T&Cs apply Don't miss out on this fantastic opportunity to own a stylish and reliable car. Contact us today to arrange a viewing or test drive.
Features & Equipment
Driver Convenience
- Bluetooth system
- Columbus satellite navigation with 9.2" touch screen and integrated Wi-Fi + WLAN and web radio
- Digital voice enhancement
- ECO Stop/start function
- Exterior temperature indicator
- Map care
- Progressive steering
- Smartlink wireless for apple carplay and wired for android auto
- Speed limiter
- Tailgate unlocking from outside
- USB C Port x 2 in front centre console
Entertainment
- Canton sound system
- DAB Digital radio
Exterior Features
- Aero front windscreen wipers with intermittent function
- Aero rear window wiper
- Auto dimming rear view mirror
- Automatic activation of hazard warning lights
- Black door steps with Kodiaq label
- Black electric window control buttons
- Black wheel arch surrounds
- Body colour bumpers
- Body colour door mirrors and handles
- Body colour door panels
- Chrome grille in frame and ribs
- Electric front and rear windows
- Electrically adjustable/heated/foldable and auto dimming door mirrors with memory function
- Full LED Headlights with adaptive front light system and LED daytime running lights
- Headlight washers
- Heated rear window
- Heated windscreen with heated windscreen washer nozzles
- High beam assist
- Invisible tailpipe
- LED front fog lights with static cornering light function
- LED rear fog light
- LED rear lights with high functionality
- LED third brake light in rear spoiler
- Light assistant (coming home/tunnel light)
- Panoramic sunroof
- Rain and light sensors
- Rear bumper with visible design exhaust pipes and diffuser
- Rear spoiler
- Safety reflectors on front and rear doors
- Silver roof rails
- Sunset privacy glass
- Without engine designation
Interior Features
- 12V socket in boot
- 2 rails with 2 hooks including 4 hooks for net programme
- 2 spoke leather heated multifunction steering wheel with DSG paddles
- 4 foldable roof handles with rear coat hooks
- 4 lashing points on luggage floor
- 60:40 foldable rear seat with sliding adjustment and backrest angle adjustment
- Aluminium pedals
- Ambient lighting
- Bottle holders in door panel in the 1.5 litre front and 1 litre rear
- Cargo storage compartments
- Centre console with open storage box, cup holder and 12V socket
- Chrome headlight control button
- Chrome interior door handles
- Coat hooks on B pillar
- Covered storage compartment on driver side
- Decor in piano black with Laurin & Klement logo on front seats
- Electrically adjustable front seats with lumbar support and memory function
- Front and rear door armrest with black adductor trim
- Front and rear height adjustable headrests
- Front centre armrest with storage compartment, cup holder and 12V socket
- Front courtesy lights
- Gear shift lever with chrome frame and black gloss insert
- Illuminated and cooled glovebox
- Illuminated luggage compartment
- Isofix child seat fittings in outer rear seats with top tether
- Leather upholstery with L&K logo
- Manually adjustable steering column
- Net programme in boot (1x horizontal Net, 2x vertical Nets)
- Overhead glasses storage compartment
- Paddles on steering wheel for DSG gearbox
- Pollen filter
- Rear centre armrest with cupholders
- Roll up luggage compartment cover with intermediate position
- Small Bags on the inner sides of the front backrests
- Stitching to armrest in doors
- Storage compartment in lower middle instrument panel with closing
- Three rear height adjustable headrests
- Ticket holder on A Pillar
- Umbrella in door panel
- Variable boot floor
- Welcome animation with Laurin & Klement logo
Packs
- LED Interior Light pack - Kodiaq Scout/Sport Line/VRS/Laurin + Klement
Passive Safety
- Auto door release and activation of warning lights in the event of an accident
- Driver and passenger airbags
- Electronic parking brake with hill hold control
- Emergency rear braking signal
- ESC (incl. ABS+MSR+ASR+EDS+HBA+DSR+RBS+MKB)
- Front and rear three point safety belt on all seats
- Front assist includes AEB city/urban
- Front passenger airbag deactivation switch
- Front side airbags
- Fuel cut off safety device
- Head and knee airbags
- Rear disc brakes
- Safety vest holder in door
- Seat belt reminder for all seats
- Two tone horn
- Tyre pressure monitor
- Warning lights in front doors
Security
- Alarm with interior monitoring and tilt sensor with safe function
- Immobiliser
- Keyless entry and start system (KESSY)
- Remote central locking
Trim
- Piano black dash inserts
- Plaquette L&K front fenders
Wheels
- 19" Sirius anthracite alloy wheels with anti-theft wheel bolts
- Temporary spare wheel
Technical Information
Emissions - ICE
- CO2 (g/km) - 135
- HC - Not Available
- NOx - 0.037
- Particles - 0.0001
- Standard Euro Emissions - EURO 6
- WLTP - CO2 (g/km) - Comb - 164
- WLTP - CO2 (g/km) - Comb - TEH - 178
- WLTP - CO2 (g/km) - Comb - TEL - 164
- WLTP - CO2 (g/km) - Extra High - 171
- WLTP - CO2 (g/km) - Extra High - TEH - 185
- WLTP - CO2 (g/km) - Extra High - TEL - 170
- WLTP - CO2 (g/km) - High - 142
- WLTP - CO2 (g/km) - High - TEH - 153
- WLTP - CO2 (g/km) - High - TEL - 142
- WLTP - CO2 (g/km) - Low - 207
- WLTP - CO2 (g/km) - Low - TEH - 224
- WLTP - CO2 (g/km) - Low - TEL - 207
- WLTP - CO2 (g/km) - Medium - 160
- WLTP - CO2 (g/km) - Medium - TEH - 173
- WLTP - CO2 (g/km) - Medium - TEL - 160
Engine and Drive Train
- Camshaft - DOHC
- Catalytic Convertor - Yes
- CC - 1968
- Compression Ratio - 16.0:1
- Cylinder Layout - IN-LINE
- Cylinders - 4
- Cylinders - Bore (mm) - 81
- Cylinders - Stroke (mm) - 95.5
- Engine Layout - FRONT TRANSVERSE
- Fuel Delivery - COMMON RAIL
- Gears - 7 SPEED
- Number of Valves - 16
- Transmission - AUTO
Fuel Consumption - ICE
- EC Combined (mpg) - 55.4
- EC Directive 1999/100/EC Applies - No
- EC Extra Urban (mpg) - 61.4
- EC Urban (mpg) - 47.1
- WLTP - FC (l/100km) - Comb - TEH - 6.8
- WLTP - FC (l/100km) - Comb - TEL - 6.3
- WLTP - FC (l/100km) - Extra High - TEH - 7.1
- WLTP - FC (l/100km) - Extra High - TEL - 6.5
- WLTP - FC (l/100km) - High - TEH - 5.8
- WLTP - FC (l/100km) - High - TEL - 5.4
- WLTP - FC (l/100km) - Low - TEH - 8.6
- WLTP - FC (l/100km) - Low - TEL - 7.9
- WLTP - FC (l/100km) - Medium - TEH - 6.6
- WLTP - FC (l/100km) - Medium - TEL - 6.1
- WLTP - MPG - Comb - TEH - 41.5
- WLTP - MPG - Comb - TEL - 44.8
- WLTP - MPG - Extra High - TEH - 39.8
- WLTP - MPG - Extra High - TEL - 43.5
- WLTP - MPG - High - TEH - 48.7
- WLTP - MPG - High - TEL - 52.3
- WLTP - MPG - Low - TEH - 32.8
- WLTP - MPG - Low - TEL - 35.8
- WLTP - MPG - Medium - TEH - 42.8
- WLTP - MPG - Medium - TEL - 46.3
General
- AdBlue - Yes
- Alternative Fuel Qualifying - No
- Badge Engine CC - 2.0
- Badge Power - 150
- Based On ID - Not Available
- Coin Description - TDI 4X4
- Coin Series - Laurin + Klement
- Generation Mark - 1
- Insurance Group 1 - 50 Effective January 07 - 21E
- Manufacturers Corrosion Perforation Guarantee - Years - 12
- Manufacturers Paintwork Guarantee - Years - 2
- NCAP Adult Occupant Protection % - 92
- NCAP Child Occupant Protection % - 77
- NCAP Overall Rating - Effective February 09 - 5
- NCAP Pedestrian Protection % - 71
- NCAP Safety Assist % - 54
- Did at least one aspect of this vehicle's safety give cause for concern? - No
- Special Edition - No
- Special Order - No
- Standard manufacturers warranty - Mileage - 60000
- Standard manufacturers warranty - Years - 3
- Timing Belt Interval Mileage - 140000
- Vehicle Homologation Class - M1
Performance
- 0 to 62 mph (secs) - 9.6
- Engine Power - BHP - 150
- Engine Power - KW - 110
- Engine Power - RPM - 3000
- Engine Torque - LBS.FT - 266
- Engine Torque - MKG - 36.7
- Engine Torque - NM - 360
- Engine Torque - RPM - 1700
- Top Speed - 121
Test Cycles
- Emissions Test Cycle - WLTP
- RDE Certification Level - RDE 2
Tyres
- Alloys? - Yes
- Space Saver? - Yes
- Tyre Size Front - 235/50 R19
- Tyre Size Rear - 235/50 R19
- Tyre Size Spare - SPACE SAVER
- Wheel Style - SIRIUS ANTHRACITE
- Wheel Type - 19" ALLOY
Vehicle Dimensions
- Height - 1665
- Height (including roof rails) - 1685
- Length - 4699
- Wheelbase - 2790
- Width - 1882
- Width (including mirrors) - 2087
Weight and Capacities
- Fuel Tank Capacity (Litres) - 61
- Gross Vehicle Weight - 2510
- Luggage Capacity (Seats Down) - 2005
- Luggage Capacity (Seats Up) - 270
- Max. Loading Weight - 718
- Max. Roof Load - 75
- Max. Towing Weight - Braked - 2000
- Max. Towing Weight - Unbraked - 750
- Minimum Kerbweight - 1792
- No. of Seats - 7
- Turning Circle - Kerb to Kerb - 11.6
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Financial Disclosure - We act as credit brokers and we are not a lender.
Finance subject to status. Guarantees/Indemnities may be required. Further charges may be made subject to the condition of the vehicle, if the vehicle is returned at the end of the finance agreement. D. M. Keith is a credit broker not a lender and can introduce you to our carefully selected finance providers who may be able to assist in financing your vehicle. We are only able to offer finance products from these providers. They may incentivise us for introducing you to them. For further information on our commission arrangements please see our Finance Commission Disclosure Statement
Representative Example
HP or PCP - which one is right for me?
Your estimated representative example for
SKODA KODIAQ DIESEL ESTATE
| Personal Contract Purchase (PCP) | APR (Representative) 11.4 % per annum |
|---|---|
| 35 Monthly Payments | £ 502.13 |
Finance Product | Personal Contract Purchase |
Duration of Agreement | 36 months |
Cash Price (excl VAT) | £ 27990.00 |
Customer Deposit (excl VAT) | £ 2700.00 |
Total Deposit (inc VAT) | £ 2700.00 |
35 Monthly Payments | £ 502.13 |
Optional Final Payment | £ 14230.00 |
Total Amount of Credit | £ 25290.00 |
Total Charge For Credit | £ 6514.55 |
Total Amount Payable (inc VAT) | £ 34504.55 |
Contract Length | 36 months |
APR (Representative) | 11.4 % per annum |
Interest Rate (Fixed) | 11.41 % per annum |
Mileage per annum | 9,000 miles |
Excess Mileage Charge | 6.98 pence per mile |
Admin Fee | £ 0.00 |
Option to Purchase Fee | £ 10.00 |
or
| Hire Purchase (HP) | APR (Representative) 11.4 % per annum |
|---|---|
| 36 Monthly Payments | £ 825.79 |
Finance Product | Hire Purchase |
Duration of Agreement | 36 months |
Cash Price (excl VAT) | £ 27990.00 |
Customer Deposit (excl VAT) | £ 2700.00 |
Total Deposit (inc VAT) | £ 2700.00 |
Total Amount of Credit | £ 25290.00 |
Total Charge For Credit | £ 4448.44 |
Total Amount Payable (inc VAT) | £ 32438.44 |
36 Monthly Payments | £ 825.79 |
APR (Representative) | 11.4 % per annum |
Interest Rate (Fixed) | 11.37 % per annum |
Admin Fee | £ 0.00 |
Option to Purchase Fee | £ 10.00 |
These estimates may change and are subject to credit checks when you apply for finance in the checkout.
SKODA KODIAQ DIESEL ESTATE
£502.13
£825.79
Representative example: Personal Contract Purchase (PCP) OTR cash price: £18,000. Customer deposit of £1,800. Total amount of credit £16,200 at a representative APR of 11.4% - 35 monthly payments of £331.85. Optional final payment of £8,426.90. Cost of credit £4,173.50. Annual Mileage 10,000. Excess Mileage 7.5p per mile. Total amount payable £22,173.50. Fixed rate of interest 5.86%. At the end of the agreement you can part-exchange the vehicle, return the vehicle and not pay the final lump sum repayment or pay the final lump repayment to own the vehicle to own the vehicle.