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Representative example: Personal Contract Purchase (PCP) OTR cash price: £18,000. Customer deposit of £1,800. Total amount of credit £16,200 at a representative APR of 11.4% - 35 monthly payments of £331.85. Optional final payment of £8,426.90. Cost of credit £4,173.50. Annual Mileage 10,000. Excess Mileage 7.5p per mile. Total amount payable £22,173.50. Fixed rate of interest 5.86%